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Articles by Erik Stump

Small Business Debt Relief - Federal Stimulus Dollars Can Provide Debt Relief For Small Businesses

Date Submitted: Jan 29, 2010 - 10:58:36 PM
Summary: Small business debt relief has never been in such a high demand. This recession has been described as the worst since the Great Depression and many small businesses were left out of business and massively in debt. Instead of declaring bankruptcy, many small businesses are finding debt settlements to be a much more financially attractive decision. With debt settlements, you are able to eliminate up to 80% of your unsecured debt and avoid all the negative aspects that come along with bankruptcy.

Debt Settlements - Things Every Consumer Needs to Know About Debt Settlements

Date Submitted: Jan 26, 2010 - 11:18:35 PM
Summary: Debt settlements can help you eliminate a percentage of your unsecured debt however they can also cause a lot of trouble if you end up choosing a bad debt settlement industry. There are hundreds of debt companies out there and the fact is that some companies are just flat out better than others.

Getting Out of Debt - How to Eliminate Unsecured Debt With Government Help

Date Submitted: Jan 26, 2010 - 11:18:35 PM
Summary: Getting out of debt through a debt settlement has become more popular due to the recession and the massive government financial bills. With all of the financial bailouts of Wall Street institutions it is about time that debt relief has finally made its way down to Main Street.

Would You Trade a Lower Credit Score to Eliminate 60% of Your Unsecured Debt?

Date Submitted: Jan 26, 2010 - 11:18:35 PM
Summary:
This is a question that many individuals face if they have a large amount of debt. Each day you hear about companies offering to help settle your debt or that a new economic stimulus package is going to help. Before answering, the question above it is important to consider what you would be trading your lower credit score for.

Debt Relief Tips - How Federal Stimulus Money is Making it Easier to Eliminate Unsecured Debt

Date Submitted: Jan 25, 2010 - 10:10:14 PM
Summary:
This current economic environment has created unique opportunities to eliminate unsecured debt. This recession has been described as the worst economic markets since the Great Depression. Obama's financial stimulus bills have severely softened the blow however the results of such swift and massive economic intervention by the government have yet to be fully seen.

Debt Settlement Companies - A Guide to Finding the Best Performing Debt Settlement Companies

Date Submitted: Jan 25, 2010 - 10:09:40 PM
Summary:
Debt settlement companies are widely available in just about every state however not all are as effective as others and consumers need to know how to locate legitimate debt settlement companies in order to get the best deal. The best debt companies will be able to eliminate 60% of your unsecured debt on average however; some debt companies will end up causing more harm than good.

How to Legitimately Eliminate Your Unsecured Debt and Become Debt Free in 12 - 36 Months

Date Submitted: Jan 25, 2010 - 10:08:43 PM
Summary: There is a way to legitimately eliminate your unsecured debt and become debt free in 12 - 36 months and I'm not talking about bankruptcy. I'm talking about debt settlements. Debt settlement companies are significantly expanding across The United States due to the massive amount of people who are currently in debt.

Credit Card Debt Reduction - How to Eliminate Credit Card Debt and Avoid Bankruptcy

Date Submitted: Jan 25, 2010 - 9:19:16 PM
Summary: Credit card debt reduction services are available and are becoming increasingly popular among consumers who are at least $10,000 in debt and are looking to cut deals with their creditors. Creditors of unsecured debt are very concerned about the increasing rate of delinquent accounts and are currently agreeing to very generous debt settlements.

Debt Settlements - How to Ensure That Your Debt Settlement Company is Legitimate

Date Submitted: Jan 25, 2010 - 8:34:10 PM
Summary:
Debt settlement companies are everywhere it seems like. Every time you turn on the television or radio you are most likely going to see an ad for some type of debt relief service. With so many companies on the marketplace to choose from how do you know which is the best for you? The fact is that not all debt companies are legitimate and will be able to live up to their promises.

Debt Relief Tips - How to Eliminate Your Unsecured Debt and Manage Your Credit Score

Date Submitted: Jan 25, 2010 - 8:33:55 PM
Summary: If a debt relief company tells you that you can eliminate your unsecured debt while not affecting your credit score they are being untruthful and probably not worth doing business with. The truth is that when you eliminate your debt through a debt settlement it will negatively impact your credit score but not nearly as bad as bankruptcy. Consumers however can have a major impact on exactly how far your credit score will be lowered.

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